he best way to keep the doctor and hospital you like is to become a diligent Health Care Detective: Start by Asking Detailed Questions About the Health Plan’s Provider Network. Don’t rely on the plan’s fine-print summary; figure it was written by company lawyers to protect the insurer, not the customers. Read it, of course. But […]
I remember having coffee in New York’s historic Algonquin Hotel with health insurance whistle-blower Wendell Potter as he lamented that President Obama had campaigned for the Affordable Care Act by promising that people would be able to keep their insurance with the doctors and hospital they liked. “People around him should have known better,” Potter […]
Your Human Resources Department and insurer should tell you the actuarial values of any plan they are offering and then discuss your options depending on your budget. But be prepared. It won’t always be easy to get the information. You might have to prod the person on the other end of the phone. He or […]
A couple I know, who don’t want to be identified, claimed for years that they had great health insurance. They loved the fact that the plan had no premium charges and therefore didn’t cost them a dime upfront. “That works for us,” the wife said happily and often. And the health plan did work for […]
